Do you ever connect with your MP or local councillors? If not, it’s worth considering.
Author archives: shirley
The hidden cost of Christmas bonuses – and how to avoid it
If you gift your team a cash bonus, they’ll pay tax on it, and you’ll pay National Insurance. By contrast, if you use a Gift Card…
Are you ready for the National Insurance hike?
8.7% increase on Employer NI contributions and the secondary threshold will drop from £9,100 to £5,000…how does it affect you?
How a holiday in Japan made me rethink mergers
Having advised on many mergers and acquisitions, we know the biggest danger is often not financial but cultural.
We spotted suspicious activity in a client’s account. Here’s what happened next…
Direct Debit fraud is more common than you might expect because it is so easy to carry out.
Old debt = New problems
Why do so many business owners neglect to review their business funding arrangements? A loan arranged years ago made sense at the time but is it right now?
Make your bank manager your best friend
Make best friends with your bank manager.” You never know when you’ll need them to go to bat for you.
This key error stops banks lending to your business
Asking the bank for a loan when you’re at the crisis point sends the wrong signals, giving the impression that you’re desperate and not in control.
Need more working capital? The bank isn’t your only option
How we got an injection of working capital – bypassing the bank
Commercial interests vs financial risk: Managing the tension
Delayed payments can severely impact your cash flow, making it increasingly difficult for you to meet your financial obligations
