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What this year taught us about money, risk and reality

After a very quiet Christmas, we’re just heading out to our home in Wales…

Where we’ll be joined by our children and grandchildren – our growing tribe.

This in-between week is one of my favourites. No meetings, more thinking time — and a chance to look back at the ideas that mattered most this year.

Many of them found their way into these blogs, shaped by real conversations with business owners and leadership teams.

Here are six of my favourite pieces from the past year…

If you find yourself with a quiet moment over the next few days, I hope you’ll dip into one or two of them:

>> How to plan when your market keeps changing –  I wrote this piece about how to plan in a volatile external environment in January 2025. A year on, little has changed – this is still essential advice for 2026! Read more here.  

>> Raise your prices every year. Here’s why – If you’re not raising your prices next year, you’re making a serious mistake. Read more here.

>> Why your chocolate bar is shrinking – and what it means for your business – How do you protect your margins in an inflationary environment? Read more here.

>> Why some business owners retire rich – and others don’t – Kevin’s business funded a lovely lifestyle for him. He was sure it would also fund his retirement. I wasn’t so sure… Read more here.

>> They thought they were thriving – then £1.5 million vanished – What would you do if one of your clients suddenly went out of business? Read more here.

>> How one question saved £10,000 –  The real secret to keeping a lid on your expenses. Read more here.

And whether you read one, all six, or simply enjoy the quiet moment, I hope the year ahead brings you clarity, confidence, and numbers that genuinely support the life you want your business to fund.

Warmest wishes for the year ahead,

Garry

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